The other driver has little—or no—insurance. You may still have options.
Your own policy may provide important protection, but an uninsured or underinsured motorist claim can still become adversarial.
- Speak directly with Lisa
- No upfront fees
- English & Spanish
Why would my own insurer dispute my claim?
Even though you paid for the coverage, your insurer may investigate fault, injuries, treatment and value. Policy language and notice requirements matter.
“Your case should feel personal—because it is. You deserve clear answers from the attorney responsible for your claim.”
Find every policy
Review household, vehicle, employer and other potentially applicable coverage.
Protect the UM/UIM claim
Address notice requirements, medical proof and insurer communications.
Evaluate all losses
Document medical costs, income loss and continuing limitations.
Protect your health and your claim.
You do not need to know the legal terminology. Start with what happened, what hurts and what the insurance company has told you.
- Get appropriate medical attention.
Your health comes first. - Save the evidence.
Keep photos, reports, witness details and insurer messages. - Talk directly with Lisa.
Get a personal assessment and clear next steps.
Frequently asked questions
What if it was a hit-and-run?
Report it promptly and preserve cameras, witnesses and vehicle details.
What does underinsured mean?
The at-fault driver has coverage, but it may not be enough for the covered losses.
Will using my coverage raise my rate?
Rate decisions depend on the facts, policy and California insurance rules.
Get a personal case review.
Tell Lisa’s team what happened. Free, confidential and without pressure.
Request My Free ReviewChat with Lisa Law
Tell us briefly what happened. It’s free and confidential.
Call (747) 297-2812Text Lisa’s Team